If none of these reasons are correct and you still can`t reach an agreement, call them to ask for a copy of your contract. Under federal law, your credit card issuer is required to provide a copy of your contract upon request. If there is a conflict between the card owner`s agreement and this AGREEMENT regarding the RBC Rewards program, that agreement applies. H. Gift cards/certificates/certificates cannot be resold, cannot be exchanged for cash and are not valid if they are sold for cash or other consideration; The program is based on points. Points can only be collected when an account has been created and a card number has been assigned to you. No retroactive points are indicated. Points have no cash or cash value, are non-negotiable and cannot be cashed in full or in part for cash or other compensation, except for the bonus and bonus services offered by the program described above. Points are not the property of a cardholder or another person and cannot be placed, negotiated, added, mortgaged, sold, distributed or transferred when a cardholder has entered or died, as there is a law or related to domestic relations, separation, divorce and/or other legal proceedings. J.
Some restrictions may apply to travel vouchers, airline tickets and cruise documents. Travel vouchers, airline tickets and cruise documents cannot be exchanged, refundable, transferable or exchanged for cash; A cash-like transaction, a transaction that includes the purchase of items that are similar to cash or that can easily be converted into cash, and which you qualify as cash advance for processing; This search method applies to all credit card agreements from the last quarterly collection of credit card agreements by the GFPB. To access all past or past agreements, click on the link below. (Please note that the Office has not put together any agreements for 2015. The January 2016 archives are a sample collected by Bureau staff during the first week of January 2016 from the public websites of the largest credit card issuers and is not a complete set of agreements). Credit card issuers are generally required to publish credit card agreements on their websites that they offer to the public, with limited exceptions. If you are an issuer, send a E-Mail-CardAgreements@consumerfinance.gov for the introductory instructions of the agreement. Whether you want to earn money or points for travel or merchandise, we have a credit card for you. Here are some of our most popular maps.
We can help you choose a card if you call or visit a store. Welcome bonus points can be eliminated by new cardholders applying for a new card as a primary card holder. Welcome bonus points are awarded only once per customer. Existing RBC Platinum visa cardholders are not eligible for new welcome bonus offers. The bonus offer can be changed, extended or withdrawn at any time without notice. Bonus points are not awarded to co-applicants, authorized users or card substitutes. · Gift card/certificate solutions for hotel stays represent cash, but are not redeemable for money. Gift cards/certificates are not valid if they are modified, photocopied or reproduced, sold for cash or other consideration. We include consumer credit card agreements in this database, as the respective issuers have submitted.